We offer comprehensive assessment of both real and movable property damage. This is crucial for accurately determining losses after unforeseen events and making the right decisions.

 

Real and Movable Property

Our assessments cover various types of real estate, including:

  • Residential apartments
  • Private homes
  • Office spaces
  • Commercial buildings

Damage assessment involves a complete analysis of both the exterior and interior components of the property. We look in detail at:

  • The condition of structural elements like foundations, walls, roofs, and other key parts.
  • Interior finishes, including flooring, ceilings, inner walls, and more.
  • Utility systems, such as plumbing and sewage networks, electrical wiring, gas lines, and others.

Our goal in this process is to objectively and clearly determine both the scale of the damage and the extent of the loss incurred.

 

Movable Property / Contents

Our services also include a detailed assessment of movable assets, also known as contents. These assets can include:

  • Furniture
  • Household and professional appliances
  • Interior decor items
  • Office and industrial equipment
  • Various types of machinery and devices

During the assessment, we determine:

  • The asset’s current technical and visual condition.
  • Its purchase and market value.
  • Its residual value, which is set considering the asset’s lifespan and current condition.

Additionally, we’ll assess the costs needed to restore the asset to its original state, whether that means repairing it or completely replacing it.

Specialized Equipment Assessment

Our team consists of multi-talented specialists with in-depth knowledge and practical experience in assessing various types of equipment.

The assessment of mobile and specialized equipment used in construction and agriculture includes:

  • Agricultural and construction mobile machinery and equipment
  • Loaders
  • Excavators
  • Mobile cranes
  • Bulldozers
  • And other similar machinery.

Our service focuses not just on describing and summarizing the damage, but also on a detailed technical and value analysis, including:

  • Determining the cost of repair or replacement for the equipment.
  • Defining its residual value.
  • Researching its current market value.

This approach ensures an accurate and transparent assessment, which is beneficial for the insurance process, as well as for owners, experts, or auditors.

Inventory and Stock

Inventory and stock are among the most crucial components that can be damaged or lost due to various unforeseen events, such as:

  • Fires
  • Floods
  • Theft, and more.

In such cases, a quick response is important to minimize financial and operational risks caused by business interruption and to allow operations to resume as quickly as possible.

We offer a thorough inventory assessment that includes:

  • Determining the remaining stock after an incident.
  • Analyzing financial losses.
  • Calculating the residual value of damaged goods.

To ensure assessment accuracy, we research and use supporting documentation, such as:

  • Accounting records
  • Purchase documents
  • Shipping manifests, and more.

Based on this data, we conduct a detailed analysis and then provide a comprehensive assessment document in the form of a report, with clearly outlined findings and financial results.

Cargo

Cargo can be damaged during transport due to various unexpected circumstances. In such cases, timely and accurate assessment is especially important to minimize financial loss and optimize the compensation claim or process.

The damaged cargo assessment process involves several critical stages:

  • Detailed on-site inspection of the incident.
  • Examination of the transport vehicle.
  • Verification of shipping documents.
  • Formalizing the results into a report.

When financially analyzing the damage, we consider:

  • The invoice value of the cargo.
  • Current market prices.
  • Residual value (if applicable).

In cases where the damage is caused by the responsibility of the carrier or freight forwarder, we use the international standard for quantifying loss during the assessment.

Business Interruption

If damage to your property has caused a halt or disruption to your operations, we offer a detailed analysis and calculation of financial losses from the period of damage until the property is restored to its original condition.

The assessment identifies various types of financial losses, including:

  • The value of direct damage resulting from forced interruption due to physical destruction, damage, or loss of real or movable property.
  • Reduced turnover, caused by the halt or decrease in operations.
  • Determination of variable and fixed expenses that arise regardless of changes in activity volume.
  • Assessment of lost profits as a direct economic loss.
  • And, in the case of a lease – determining the value of lost rental payments (rent).

Our analysis is based on both economic parameters and the individual specifics of your business, ensuring you receive a fair and evidence-based assessment.